Salt Lake City's thriving business scene depends on reliable transportation—whether you're a contractor with a fleet of trucks, a delivery service with several vans, or a small business owner using a single work vehicle. Commercial auto insurance is not just a legal requirement; it's a critical safeguard for your company's assets, reputation, and bottom line. Progressive, America's #1 commercial auto insurer, is a leading choice for businesses in Utah. But to truly maximize your coverage and value, working with a local, experienced brokerage like Pacific Insurance, Inc. is essential.
This comprehensive guide explores Progressive commercial auto insurance in Salt Lake City, Utah, and explains why Pacific Insurance, Inc. should be your first call for tailored protection and expert service.
Call Now: (801) 561-5550
What Is Progressive Commercial Auto Insurance?
Progressive Commercial Auto Insurance provides liability and physical damage protection for vehicles used for business purposes—including cars, trucks, vans, and specialty vehicles. Unlike personal auto policies, commercial auto insurance is designed to address the higher risks and unique exposures businesses face when using vehicles for work.
Who Needs Commercial Auto Insurance?
Contractors and trades (electricians, plumbers, HVAC)
Delivery and courier services
Landscapers and construction companies
Real estate agents and property managers
Any business that owns, leases, or uses vehicles for transporting goods, equipment, or people
Utah law requires all vehicles used for business to carry at least the state minimum liability coverage. However, most businesses need broader protection, including comprehensive, collision, uninsured/underinsured motorist, and more.
Why Choose Progressive for Commercial Auto Insurance in Salt Lake City?
Industry Leadership and Financial Strength
1. Industry Leadership and Financial Strength Progressive is the #1 commercial truck and auto insurer in America, with more than 50 years of experience and an A+ rating from A.M. Best. Their financial stability means claims are paid quickly and reliably.
2. Comprehensive Coverage Options Progressive covers a wide range of vehicles and business types, including:
Vehicles Covered by Progressive
Company cars, SUVs, vans, and light trucks
Heavy trucks, dump trucks, tractor trailers
Specialty vehicles (e.g., tow trucks, food trucks)
Trailers and equipment haulers
Coverage options include:
Coverage Options and Discounts
Coverage Options
  • Liability (bodily injury and property damage)
  • Physical damage (comprehensive and collision)
  • Medical payments
  • Uninsured/underinsured motorist
  • Hired and non-owned auto
  • Trailer interchange and cargo coverage
3. Utah-Specific Expertise Progressive understands Utah's insurance requirements and offers state and federal filings such as ICC, MCS90, Form H, and SR22—essential for trucking and transportation businesses operating in and out of Salt Lake City.
Discounts Available
  • Multi-policy and multi-vehicle discounts
  • Safe driver and accident forgiveness
  • Advance quote and paperless discounts
  • Good student and minor child discounts
In 2023, the national median monthly cost for commercial auto insurance through Progressive ranged from $207 for contractors to $211 for business auto customers, with average costs slightly higher depending on risk factors.
Service Excellence
Exceptional Claims and Customer Service
Progressive offers 24/7 claims service, an extensive repair network, and innovative features like Snapshot ProView for fleet management and safety monitoring.
Reputation for Integrity
Progressive consistently receives high marks for customer satisfaction, with very low complaint ratios and a strong commitment to service excellence.
Why Work With a Local Independent Agency?
While you can purchase Progressive commercial auto insurance directly, working with a local independent agency offers distinct advantages:
Personalized Service
Local agents understand the unique risks and needs of Salt Lake City businesses.
Expert Guidance
Independent brokers can help you navigate coverage options, compare quotes, and ensure you're not under- or over-insured.
Claims Advocacy
In the event of a claim, your agent acts as your advocate, helping you resolve issues quickly and fairly.
Why Call Pacific Insurance, Inc. for Progressive Commercial Auto in Salt Lake City?
Pacific Insurance, Inc. is a trusted, independent insurance brokerage serving Salt Lake City and West Jordan for over 37 years. Here's why they are the best partner for your business insurance needs:
Tailored, Cost-Effective Solutions
1. Tailored, Cost-Effective Solutions
Pacific Insurance, Inc. specialises in providing customised business insurance solutions for companies of all sizes and industries. Their team assesses your unique risks and recommends policies that offer comprehensive protection without unnecessary extras—saving you money and ensuring you're properly covered.
Local Expertise and Risk Management
2. Local Expertise and Industry Knowledge
Their deep roots in the Salt Lake City business community mean they understand the local market, regulatory environment, and the challenges you face. Whether you're an electrician, HVAC contractor, construction company, or delivery service, Pacific Insurance, Inc. can tailor coverage to your specific needs.
3. Proactive Risk Management
Pacific Insurance, Inc. goes beyond just selling policies—they help you identify and mitigate risks before they become costly claims. Their risk assessment services and safety protocol recommendations can reduce your premiums over time and keep your business running smoothly.
Claims Support and Policy Reviews
4. Claims Support and Advocacy
Filing a claim can be stressful. Pacific Insurance, Inc. acts as your advocate, ensuring claims are filed accurately and resolved efficiently. Their commitment is to minimise business disruptions and get you back on the road quickly.
5. Ongoing Policy Reviews
As your business grows and changes, so do your insurance needs. Pacific Insurance, Inc. regularly reviews your coverage, recommends adjustments, and explores cost-saving options to keep your protection optimised and affordable.
Progressive Partnership and Client Testimonials
6. Access to Progressive's Full Suite of Products
As an authorised Progressive agent, Pacific Insurance, Inc. can provide you with all the benefits of Progressive's industry-leading commercial auto insurance—plus the added value of local, personalised service.
7. Client Testimonials and Reputation
Clients consistently praise Pacific Insurance, Inc. for their expertise, cost-saving strategies, and dedication to customer success:
"They not only found the perfect coverage for my business but also saved a significant amount of money. The team's industry expertise and commitment to our success are truly impressive."
How to Get Started
Contact Pacific Insurance, Inc.
Reach out for a free, no-obligation consultation.
Risk Assessment
Their experts will review your business operations, vehicle usage, and risks.
Custom Quote
Receive a tailored Progressive commercial auto insurance quote that fits your needs and budget.
Ongoing Support
Enjoy proactive service, policy reviews, and expert claims assistance.
Conclusion
Progressive commercial auto insurance is the gold standard for businesses in Salt Lake City, offering robust protection, competitive rates, and unmatched claims service. However, to truly maximise your coverage and value, you need a partner who understands your business and the local market.
Protect Your Business with Pacific Insurance, Inc.
Pacific Insurance, Inc. combines the strength of Progressive with the personal touch, expertise, and advocacy only a local independent agency can provide. Protect your business, control your costs, and gain peace of mind—call Pacific Insurance, Inc. today for your Progressive commercial auto insurance needs in Salt Lake City, Utah.
Your business deserves the best protection. Let Pacific Insurance, Inc. deliver it. Call now at (801) 561-5550.